Mortgage & debt protection
Protect the lending position — affordability, income-loss scenarios, and provider options through to completion.
5 stages
This is the same platform journey available under Your organisation’s templates in the adviser portal. Firms clone it, then tailor stages and document artefacts.
- Lending position — Property value, loan balance, rate, lender, and fixed term.
- Needs assessment — Affordability, emergency runway, and protection if income is lost or a borrower dies.
- Provider options — Lending and/or insurance options in a pack or SOA.
- Implementation — Submit applications and manage lender or insurer process to approval.
- Completion & follow-up — Confirm drawdown or policy issue; schedule review before the next fixed-term expiry.
How it connects
Stages can link fact-find forms, vault documents, mail-merge SOA artefacts, tasks, and client portal share/accept/sign actions. Matters appear on the Advice Pipeline by template stage.
Adviser tip: Clone the platform template into your firm, then reshape stages, artefacts, and tasks so the Advice Pipeline matches how you already deliver advice.