Income & lump sums
Understand career paths and household cashflow over a lifetime — start and stop salaries, add part-time or rental income with date ranges, and model lump sums from property sales, inheritances, or windfalls.
Flexible income streams
Younger clients often have lower incomes that rise later; others take career breaks or shift to contract work. RetireMe supports multiple concurrent incomes with weekly, fortnightly, monthly, or annual frequencies — correctly annualised and taxed through the NZ engine.
Ongoing items live under Upcoming income & expenses with explicit start and end dates. Salary and NZ Super follow people and retirement timing on the plan.
Lump sums and asset sales
Guided timeline wizards cover inheritance, bonuses, settlements, property sales, and KiwiSaver withdrawals. Selling an asset can automatically stop linked rental income from the sale month.
Compare downsizing scenarios: release equity from the family home, reduce expenses, and see the impact on retirement runway and Monte Carlo success.