Insurance & contingency
Illustrate how a life insurance lump sum or reduced household income changes the plan — debt clearance, spending adjustments, and remaining runway. Adviser workflows include insurance review journeys with document vault and SOA tracking.
Contingency modelling
RetireMe models lump-sum inflows and income changes through timeline events — useful when demonstrating how a claim might replace lost income or clear debt. Adjust expenses, pause renovations, or model downsizing in alternate plans.
This supports the conversation around cover levels; it is not a replacement for a full insurance needs calculator or underwriting workflow.
Adviser insurance workflows
The adviser portal includes default Insurance review workflow templates: fact find artefacts, needs analysis documents, quote packs, SOA category, and implementation tasks — alongside the same lifetime plan the client sees in reviews.
Pair quantitative contingency modelling with your existing insurance process and provider quotes.